You Can Split the Bill Right in the Group Chat — And It’s One of the Best Fintech Features You’re Probably Not Using If you use an iPhone, there’s a good chance this feature is already sitting quietly on your phone — and you may have no idea it exists. Apple Pay  allows you to send and receive money directly inside an iMessage group chat . That means when dinner ends, the vacation house gets booked, or someone grabs the Uber, you can split the bill instantly — right where the

Yesterday, PayPal submitted formal applications  to both the Utah Department of Financial Institutions  and the Federal Deposit Insurance Corporation (FDIC)  to establish PayPal Bank , a Utah-chartered industrial loan company designed to expand access to financial services for U.S. small businesses. This is a landmark moment in the evolution of banking and capital access in America. Why This Matters — And Why Now PayPal’s move to establish a bank is a strategic pivot toward b

A fintech education mixtape. Centering HBCU Students for Fintech Leadership It's time. At Alabama A&M University (AAMU) this fall , we launched a Fintech Foundations  course for accounting and finance majors — but this is just the start. In Spring 2026, business and computer engineering students will step into an experiential learning opportunities program, prototyping real fintech solutions — with the support of Interledger Foundation . In other words: we’re not just teachin